The collapse of '08 was a scam. It was a controlled demolition designed to move wealth up the food chain to four or so richest families--and it succeeded.
What you will read here is no accident.
http://theoldspeakjournal.wordpress.com/2012/04/19/financial-reform-failure-chase-bank-of-america-citigroup-wells-fargo-goldman-sachs-now-30-bigger-control-assests-equal-to-56-of-u-s-economy/
Discovered here