A couple of points to consider:
1, The bourgeois press has contained this discussion between two poles of economic thought either of which is favorable for capital. We had housing bubble whose bursting was not prevented (oddly enough) by the free market, we then had the state lurch into the breach with a "rescue" plan from which the capitalists who crashed the market prospered, and now we have the beneficiaries--the big banks--of this governmental largesse crowing for a freer hand. Apparently we are not handing our wealth over to them fast enough.
2, As should be obvious to anybody with two IQ points to rub together, HARP and the countless other aspects of the bailout/stimulus program were not undertaken for our benefit. It was claimed that these banks were too big to fail and their demise would cause universal misery. The HARP program shows clearly that this is not the case.
Analysts say that the big banks are set to make major profits off of the Home Affordable Refinancing Program, also known as HARP, which allows homeowners with loans backed by government-owned Fannie Mae and Freddie Mac to refinance if they owe more than their home is worth.
http://www.propublica.org/article/lack-of-competition-stifles-refinance-program-for-underwater-homeowners
