This is predation. Let's call it what it is--a scam. J P Morgan Chase and Citigroup, those are the Rothschilds and the Rockefellers respectively, perhaps the two richest and most powerful families in the world.
And they are stealing from you.
http://sanders.senate.gov/newsroom/news/?id=bf584e1c-ff74-4ded-9049-eb4aef4bdf92